BB&T Bright Visa Credit Card is suitable for people with excellent credit due to numerous BB&T credit card rewards available. Certain facilities available to you are cash back rewards, payment preferences, mobile banking, and overdraft protection. In addition, BB&T offers Visa Signature Spectrum Rewards Card. Visit the card features page to learn about the advantages and offers available to you when you qualify for this card. Similarly, you can apply online to open a credit account with BB&T using a link available on this page. Some prominent features of the credit card requiring your attention are
- Zero annual fees
- Introductory 0% APR for the first 15 months on purchases or the balance transfers, 12.15% to 21.15% APR thereafter
- 15% APR for cash advances
- Zero penalty APR
- 3% cash advance fees on each transaction
- 3% or $10 fees for balance transfers
- 3% fees on foreign transactions
- Zero over the credit limit fees
- Zero returned payment fees
How To Login To Make Payments
- Step 1: Visit the above card features page and click on the blue colored Login button on the top right.
- Step 2: Enter the User ID.
- Step 3: Enter your password.
- Step 4: Then, click on the Sign Up button to continue.
Forgot Your BB&T Bright Visa Credit Card User ID Or Password
- Step 1: Visit the above card features page and click on the blue colored Login button on the top right. Then, click on the Reset your password link.
- Step 2: Then, enter your email address.
- Step 3: Continue by providing the last five digits of your SSN, EIN, or ITIN.
- Step 4: Then, enter your User ID.
- Step 5: Click on the Continue button and follow on-screen instructions on the next page.
- Step 6: You need to dial 1-888-228-6654 to get in touch with the credit card customer services to reset your User ID. This number is available 7-days a week from 6 am to midnight ET.
How To Apply For BB&T Bright Visa Credit Card
- Step 1: Visit the above card features page and click on the Open An Account This button is available below the credit card picture and features summary.
- Step 2: Then select if you are an existing customer of BB&T on the next page to continue.
- Step 3: Enter your full legal name including suffix if any.
- Step 4: Provide your detailed residence address. Then, specify the length of staying at this address and the housing type.
- Step 5: Then enter the contact information like primary and alternate phone numbers along with the email address. Specify if any of the phone numbers is a mobile phone.
- Step 6: Then, provide verification information like birth date, SSN, mother’s maiden name, existing relation with BB&T, select if you are US citizen, select identification type from drop down menu, and provide identification number, date of issue, and the expiry date.
- Step 7: Select employment status and specify pre-tax annual income.
- Step 8: Click on the Continue button. Then, accept the terms and conditions, select if you need a balance transfer and provide relevant information, and submit your online application for approval on the subsequent pages.
How To Activate BB&T Bright Visa Credit Card
- Step 1: Dial 1-800-226-5228 to contact the customer service. Follow the instructions to activate your credit card.