Citi Simplicity® | How to Login | How to Apply | Guide


Citi Simplicity® Credit Card is available with distinct features like zero annual fees or introductory low APR on a balance transfer. Citibank credit cards login is available to cardholders for complete online account management including making payments. MasterCard powers this credit card for global acceptance. Some prominent features of the credit card are

  • Zero annual fees
  • No late fees
  • No penalty rate
  • Introductory 0% APR on purchases for the first 21 months from the date of the account opening, 14.49% to 24.49% APR thereafter
  • Introductory 0% APR on balance transfers for the first 21 months from the date of the first transfer when the transfers complete within the four months from the date of the account opening, 14.49% to 24.49% APR thereafter
  • Variable 14.49% to 24.49% APR on cash advances

Visit the card features page to learn about the other facilities available to you. This page also has a link to apply online for the credit card.

How To Login To Make Payments

  • Step 1: Visit the card information page. Locate the login menu at the left. This page also has links to reset user ID or password and activate your card.

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  • Step 2: Enter your user ID.
  • Step 3: Enter your password.
  • Step 4: Click on the Sign On button to login.

Forgot Your Citi Simplicity® Credit Card User ID Or Password?

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  • Step 2: Enter your credit card number.
  • Step 3: Click on the Continue button to proceed. Follow on-screen instructions to reset password or retrieve user ID.

How To Apply For Citi Simplicity® Credit Card?

  • Step 1: Locate and click on the Apply Now link on the above card features page. Similarly, dial 1-800-526-2323 to apply over the phone.

How To Apply For Citi Simplicity® Credit Card

  • Step 2: Enter your full legal name in the desired format.
  • Step 3: Enter your mailing address in detail.
  • Step 4: Specify your primary and work phone numbers.
  • Step 5: Enter your date of birth.
  • Step 6: Then, type your SSN and select if you are US citizen
  • Step 7: Then create a security word and security word hint.
  • Step 8: Then enter total annual income, mortgage or rent payment amount, and type of bank accounts.
  • Step 9: Select if you want to add an authorized user and provide the information about the additional user.
  • Step 10: Accept Electronic Disclosure.
  • Step 11: Review and accept the terms and conditions.
  • Step 12: Click on the Submit button to send your online application for approval.

How To Activate Citi Simplicity® Credit Card?

  • Step 1: Locate and click on the Activate a Card link on the above login page. This link is available below the login menu.

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  • Step 2: Enter your credit card number.
  • Step 3: Click on the Continue button to proceed with the credit card activation.