Capital One Spark Business

Capital One Spark Business Credit Card is powered by Visa. Customers need Capital One Spark business login access to use the online facilities. This card is highly suitable for small business owners having an excellent credit rating. Some prominent highlights of the card are

  • 2% cash back on all purchases
  • Free employee cards, the primary cardholder earns rewards on purchases by employees
  • $500 cash bonus on spending $4,500 within first three months
  • Zero annual fees for first year and $59 per annum from second year
  • 74% variable APR
  • Fraud coverage and alerts
  • Zero fees on foreign transactions
  • Visa® Business Benefits

How to Login to make Payments

Visit secure login page on Capital One website.

  • Step 1: Enter username.
  • Step 2: Enter the password.


  • Step 3: Click on the sign in button to proceed with the login.
  • Step 4: Do not check remember me box while on public or shared computer.

Forgot your Capital One Spark Business Credit Card User ID or Password?

Capital One Spark Business credit card customers can recover forgotten username or password online.

  • Step 1: Locate forgot username or password link below the login option on the secure login page.
  • Step 2: Type your last name.
  • Step 3: Enter your social security number.


  • Step 4: Enter your date of birth.
  • Step 5: Click on find me button to proceed to next page and recover user name or password.

How to apply for Capital One Spark Business Credit Card?

Visit Capital One Spark Business credit card features page to apply online.

  • Step 1: Provide business information like name and physical address along with the business name you want on the card.
  • Step 2: Then, provide additional business information like TIN, legal structure, ownership type, the length of operations, signatory, type, annual revenue, monthly expenditure, and select the correct answers for other questions.

Capital One Spark Business Credit Card Online Application

  • Step 3: Provide personal information like name, date of birth, SSN, residential address, phone number, email address of authorized signatory, annual income, rent or mortgage amount, residence type, and select if you want blank check for cash advance.
  • Step 4: Accept disclosures.
  • Step 5: Click on continue button to send online application.

How to activate Capital One Spark Business Credit Card?

  • Step 1: Dial 1-800-227-4825 to contact customer services. Follow instructions to activate your credit card.


  • Step 2: Visit secure registration link. Provide requested information like your last name, SSN or bank account number, date of birth, and click on find me button. Follow on-screen prompts to complete the registration online. Registration gives you access to online account management and activate your credit card as well.