Belk | How to Login | How to Apply | Guide


The Belk Rewards Credit Card or also known as Belk Rewards Card is offered by Belk but is issued and operated by Synchrony Bank (“SYNCB“). The benefits of the cards are as follows

  • 20% Off on the first day of account opening.
  • 1 Point for every $1 spent on purchases with Belk and its network brands.
  • $10 Belk Reward Dollars for every 400 points.
  • Easy Returns – No need to keep the receipt safe, you can avail returns even if you lose the purchase receipt.

How to Login to make payments

  • Step on: Log on to http://www.belk.com.
  • Step two: Click on Belk Reward Card in the topmost menu.
  • Step three: On the next page, enter your Belk Credit Card User ID and click on login (the Belk Credit Card does not provide password entry space to avoid phishing)
Belk Credit Card Login
Belk Credit Card Login
  • Step four: Once the User ID is validated you will need to enter your Belk Credit Card password and click enter. You will be logged-in to your Belk Credit Card account to make your payments.

Forgot your Belk Credit Card password?

Lookup Belk Credit Card User ID

  • Step one: Visit http://www.Belk.com.
  • Step two: Click on Belk Reward Cards.
  • Step three: Then click on Lookup User ID
Belk Credit Card - Lookup User ID
Belk Credit Card – Lookup User ID
  • Step four: On the next page, you will need to enter your Belk Credit Card account number and the last four digits of your social security number. Once validated, Your User ID will be displayed on the screen.
Belk Credit Card - Validate Account
Belk Credit Card – Validate Account

Forgot your Belk Credit Card password

  • Step one: Visit http://www.belk.com
  • Step two: Click on the Belk Rewards Card.
  • Step three: On the next page, enter your user ID.
  • Step four: On the next page, click on Forgot your password?
  • Step five: On the next page, enter the email you used while creating the Belk Credit Card. A password reset link shall be sent to your email, a secret word you provided during.

How to Apply for Belk Credit Card

  • Step one: Visit http://www.belk.com
  • Step two: Click on “Belk Reward Card”.
  • Step three: On the next page, click on APPLY TODAY
Apply for a Belk Credit Card
Apply for a Belk Credit Card
  • Step four: Fill- in you details your details; your name, your address, your phone number, your location and email account used to create your Belk account. You will also be required to enter your net annual income and for how long you have lived in the location you have indicated.
  • Step five: Fill you preferred method of statement delivery, either paper or electronic.
Belk Credit Card Application Form
Belk Credit Card Application Form
  • Step six: Fill verification details which are your date of birth, your social security number, and your mother’s maiden name.
  • Step seven: Read through the optional card security program and tick the “check box” if you agree to pay for the services.
  • Step eight: Read terms and condition of the credit card. And tick on “check box” to confirm that you have read and agree to the terms and conditions.
  • Step nine: Click on Accept and Submit

How to activate your Belk Credit Card

  • Step one: On the main login page, click on Activate My Card
  • Step two: On the next page click on Register and Activate
  • Step three: Enter your Belk Credit Card account number, validate that you are the primary cardholder and you have it in possession then click Next.
Belk Credit Card - Register and Activate Credit Card
Belk Credit Card – Register and Activate Credit Card